When I quoted Dave Dayen on the HAMP foreclosure fiasco, I suggested that he was rather softer on the banks than I was, because he implied incompetence and timidity, rather than a conscious decision to f%$# homeowners.
Well, he posted a response, and stated quite clearly that he did, "think it was deliberate, and have said it plenty."
My apologies both to him and my reader(s).
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