Thursday, September 18, 2008

Our Friend the TED Spread

The TED spread is the difference in interest rates between the LIBOR rate, which banks use to lend each other money over night, and the 3 month US Treasury bill.

While interest rates go up and down, generally the TED spread is fairly constant....But not now.

It just hit a record high.

It's not that the LIBOR has gone up much, but that so many people want T-Bills right now, because they see nothing else as safe, that they have bid down the interest rates on that instrument.

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